Monthly Expenses:
Food: $110.20
Books: $277.38
Entertainment: $117.30
Clothes/Essentials: $91.49
Bills/Debt: $449.24
Total: $1045.61
Estimated Gross Monthly Income: $1200
Next month, I will not be spending any money on books, and my bills will be reduced to $100/month since I paid off my debt.
Breakdown:
$60/month - cell phone
$40/month - Insurance
$appx. 50/month - credit card
So, next month, my expenses should look like this:
Food: $110
Clothes/Essentials: $100
Bills: $150
Entertainment: $100
Total: $460
Estimated Gross Monthly Income: $1200
Savings: $740
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